Whether you are planning to save for a new car, for your child or grandchild’s education, or for your retirement, we can offer you an investment that is perfect for you, and, help you get the best return.

Have investments somewhere else? No problem! Let us see what we can do about transferring them and placing them where your growth is increased at a greater rate. We promise, you won’t be disappointed.

Book an appointment, and let our expert team take your investments to the next level.

Call us today!

Listowel: 519-291-2259

Hanover: 519-364-7232

FAQ

What is investing and why do it?

Investing is the process of purchasing assets, such as stocks, bonds, or real estate, with the expectation that they will generate income or appreciate in value over time, putting money to work rather than letting it sit idle. It is done to grow wealth, and beat retirement. 

How do I start investing?

To start investing, set clear financial goals and timeline, after that you will want to establish a budget and emergency fund. Book an appointment with us to get started!

What are the most common investment types?

The most common investment types include stocks (equities), bonds (fixed incomes), mutual funds, exchange traded funds (ETFs), and cash equivalents like GICs. These vehicles allow investors to achieve growth, income, or safety depending on their risk tolerance. Stocks offer high growth potential, while bonds provide steady income with lower risk. 

How much money do I need to start investing?

You can start investing with as little as $1 - $100, as we are able to offer zero - account minimums, factual shares and commission free trading. Talk to us today about getting started!

How do I choose between RRSP and TSFA?

Choose an RRSP if you are in a high tax bracket and expect a lower income in retirement, or if you need to lower your current taxable income. Choose a TSFA for short term goals, emergency funds, or if you are in a lower tax bracket with 100% tax free, flexible withdrawals. Ideally, max out the TSFA first is you are young/low income, then shift to RRSPs as your income rises. 

What is risk tolerance?

Risk tolerance refers to an investors willingness and ability to endure potential losses and market fluctuations to seek higher long term returns. It is a subjective measure of comfort with uncertainty often classified as aggressive, moderate or conservative.